Home Insurance covers natural and man-made calamities.
The current reconstruction value of your home structure is assessed as per the area of your home multiplied by the rate of construction per. sq. feet, as on the date of taking the policy. For example, if your home is 1000 sq. feet and the construction rate per sq. feet is Rs. 800/-, then the sum insured for your home's building structure is Rs. 8,00,000.
On the other hand, the contents are assessed on the market value of the items. This means that if there were a loss, the claim would be paid on the value of purchasing a similar new item, less depreciation for the usage.
We have an option to cover your Contents against fire and allied perils like earthquake, and burglary. Our Home Insurance policy covers your:
The insurance that your society provides may offer you a limited cover and generally includes only structure and not contents.
You should buy home content insurance cover for your belongings if the building structure of your house is insured by the society.
No. A Home used for business purposes is not covered . A separate policy is however available for premises that are being used for business purposes.
The company is not liable to make payment for:
The renewal notice shall be sent to you one month prior to the expiry of the policy after which you may contact the relevant branch for renewal of the policy.
The policy may be cancelled by informing the relevant branch through letter stating the reason for cancellation and the date from which the policy is to be cancelled .The original policy & certificate of insurance will also need to be returned with the letter.
If the property is sold the premium shall be refunded on short-term basis in case of no claim.
Please contact your nearest IGI branch or call us on our toll free number 0800-2-34-34 and you would be assisted by our call center representative for registration of the claim with the relevant branch.
Yes, for their part of the asset.
Please note that this is an indicative list and some other documents may be required at the time of claim settlement.
IGI Auto Cover is a complete auto insurance plan for both individuals and corporate offering covering your automobile against the risk of:
Ensure personal safety for you, financial security for your loved ones with IGI Insurance Personal Accident Insurance Cover.
Personal Accident policy covers you against;
Accidental Death:
In case of death of the insured due to an accident within the policy period, the nominee (mentioned in the policy) is compensated with the Sum Insured.
Permanent Total Disablement (PTD):
Personal Accident pays compensation against the permanent and total loss of limbs, sight etc. due to an accident.
A Comprehensive Motor Policy covers your vehicle against:
Yes, you can have the vehicle repaired at the workshop of your own choice. With an IGI approved workshop the bill is directly settled by the company, however if it’s not on IGI’s approved list, then the bill will be reimbursed by the Company to you as per terms and conditions of the policy.
Accidental damage and theft /total loss claims are settled within 5 working days after submission of the completed Claim Form and all required documents.
Please contact your nearest IGI branch or call us on our toll free number 0800-2-34-34 and you would be assisted by our call center representative for registration of the claim with the relevant branch.
The policy should be taken in the name of the registered owner of the vehicle.
Insurance can be taken for an unregistered vehicle however, the policy becomes null and void if the registration documents are not provided with 15 days.
Yes, the policy may be transferred to another immediate family member provided that they have a valid driver’s license along with the registration of the vehicle transferred in their name.
The renewal notice shall be sent to you one month prior to the expiry of the policy after which you may contact the relevant branch for renewal of the policy.
The policy may be cancelled by informing the relevant branch through letter stating the reason for cancellation and the date from which the policy is to be cancelled .The original policy & certificate of insurance will also be returned with the letter.
Key exclusions under the policy are:
IGI Insurance Registered & Head Office
7th Floor, The Forum,
Suite 701-713, G-20, Block 9,
Khayaban-e-Jami, Clifton,
Karachi – 75600, Pakistan.
Phone: (+92-21) 111-234-234
Fax: (92-21) 111-567-567, 5301729
Admissible claims will be settled by IGI Insurance within 7 days of receipt of all completed documents.
Accidental Death
Please note that this is an indicative list and some other documents may be required at the time of claim settlement.
A Comprehensive Motor Policy covers your vehicle against:
Yes, you can have the vehicle repaired at the workshop of your own choice. With an IGI approved workshop the bill is directly settled by the company, however if it’s not on IGI’s approved list, then the bill will be reimbursed by the Company to you as per terms and conditions of the policy.
Accidental damage and theft /total loss claims are settled within 5 working days after submission of the completed Claim Form and all required documents.
Please contact your nearest IGI branch or call us on our toll free number 0800-2-34-34 and you would be assisted by our call center representative for registration of the claim with the relevant branch.
The policy should be taken in the name of the registered owner of the vehicle.
Insurance can be taken for an unregistered vehicle however, the policy becomes null and void if the registration documents are not provided with 15 days.
Yes, the policy may be transferred to another immediate family member provided that they have a valid driver’s license along with the registration of the vehicle transferred in their name.
The cover shall start as soon as the premium is paid and confirmation is received for realization of the cheque from the bank.
The renewal notice shall be sent to you one month prior to the expiry of the policy after which you may contact the relevant branch for renewal of the policy.
The policy may be cancelled by informing the relevant branch through letter stating the reason for cancellation and the date from which the policy is to be cancelled .The original policy & certificate of insurance will also be returned with the letter.
Key exclusions under the policy are:
IGI Insurance Registered & Head Office
7th Floor, The Forum,
Suite 701-713, G-20, Block 9,
Khayaban-e-Jami, Clifton,
Karachi 75600, Pakistan.
Phone: (+92-21) 111-234-234
Fax: (92-21) 111-567-567, 5301729
Admissible claims will be settled by IGI Insurance within 7 days of receipt of all completed documents.
Accidental Death
Please note that this is an indicative list and some other documents may be required at the time of claim settlement.
Call us at: +(92-21) 111-308-308
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